:root{
  --gold:#b8862b; --gold-dark:#8a6219; --gold-soft:#f6ecd6;
  --ink:#1f2a33; --muted:#4d5a64; --bg:#fffdf8; --card:#ffffff;
  --line:#e8dfcc; --teal:#1f5f6b; --teal-soft:#e3f0f1; --sun:#e98a3a;
  --radius:16px; --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Source Sans 3",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;font-size:19px;line-height:1.65;color:var(--ink);background:var(--bg)}
h1,h2,h3{font-family:Fraunces,Georgia,serif;line-height:1.2;margin:0 0 .5em;color:var(--ink)}
h1{font-size:clamp(2.1rem,5vw,3.4rem)}
h2{font-size:clamp(1.7rem,3.5vw,2.4rem)}
h3{font-size:1.35rem}
p{margin:0 0 1em}
a{color:var(--teal)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}

/* Header + tabs */
header{position:sticky;top:0;z-index:20;background:rgba(255,253,248,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 20px;max-width:var(--max);margin:0 auto;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:Fraunces,serif;font-weight:700;font-size:1.35rem}
.logo svg{flex:none}
.tabs{display:flex;gap:6px;flex-wrap:wrap}
.tab{appearance:none;border:2px solid transparent;background:none;font:inherit;font-weight:700;font-size:1rem;color:var(--muted);padding:10px 16px;border-radius:999px;cursor:pointer;text-decoration:none}
.tab:hover{color:var(--ink);background:var(--gold-soft)}
.tab[aria-current="page"]{color:#fff;background:var(--gold-dark)}
.tab:focus-visible,.btn:focus-visible{outline:3px solid var(--teal);outline-offset:2px}

/* Panels */
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}

.hero{padding:72px 0 56px;background:radial-gradient(ellipse at 85% 0%,#fbe3b8 0%,transparent 55%),linear-gradient(180deg,#fff8ea,var(--bg))}
.hero.teal{background:radial-gradient(ellipse at 85% 0%,#cfe7ea 0%,transparent 55%),linear-gradient(180deg,#f1f8f8,var(--bg))}
.hero.sun{background:radial-gradient(ellipse at 85% 0%,#ffd7b0 0%,transparent 55%),linear-gradient(180deg,#fff3e6,var(--bg))}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.eyebrow{display:inline-block;font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:.85rem;color:var(--gold-dark);margin-bottom:12px}
.lead{font-size:1.25rem;color:var(--muted);max-width:40ch}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.btn{display:inline-block;padding:14px 26px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid var(--gold-dark);cursor:pointer;font:inherit;font-weight:700}
.btn.primary{background:var(--gold-dark);color:#fff}
.btn.primary:hover{background:#6f4e12}
.btn.ghost{background:transparent;color:var(--gold-dark)}
.btn.ghost:hover{background:var(--gold-soft)}

section.block{padding:56px 0}
section.alt{background:#fbf6ea;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 2px 0 rgba(0,0,0,.02)}
.card .icon{width:52px;height:52px;border-radius:14px;background:var(--gold-soft);display:grid;place-items:center;margin-bottom:14px;font-size:1.6rem}
.card p:last-child{margin-bottom:0}
.check{list-style:none;padding:0;margin:0}
.check li{padding-left:34px;position:relative;margin-bottom:10px}
.check li::before{content:"";position:absolute;left:0;top:.35em;width:20px;height:20px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' stroke='white' stroke-width='2.4' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat}
.story{max-width:760px}
.story p{font-size:1.15rem}
.quote{font-family:Fraunces,serif;font-size:1.5rem;line-height:1.4;border-left:5px solid var(--gold);padding:6px 0 6px 22px;margin:28px 0;color:var(--ink)}
.compare{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
.compare th,.compare td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.compare th{background:var(--gold-soft);font-weight:700}
.compare tr:last-child td{border-bottom:0}
.steps{counter-reset:s;display:grid;gap:18px}
.step{position:relative;padding-left:64px}
.step::before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:44px;height:44px;border-radius:50%;background:var(--teal);color:#fff;font-weight:700;display:grid;place-items:center;font-size:1.2rem}
.note{font-size:.92rem;color:var(--muted);background:#f4f1ea;border-radius:12px;padding:14px 18px;margin-top:24px}
.cta{background:var(--ink);color:#fff;border-radius:22px;padding:44px;display:grid;grid-template-columns:1.3fr .7fr;gap:28px;align-items:center}
.cta h2{color:#fff}
.cta p{color:#d7dde2}
.cta .btn.primary{background:var(--gold);border-color:var(--gold)}
.contact-lines{font-size:1.15rem}
.contact-lines a{color:#fff;font-weight:700;text-decoration:none}
.illus{width:100%;height:auto;max-width:420px;justify-self:center}
.pill{display:inline-block;background:var(--teal-soft);color:var(--teal);font-weight:700;font-size:.9rem;padding:4px 12px;border-radius:999px;margin:0 6px 6px 0}

footer{padding:36px 0 48px;color:var(--muted);font-size:.95rem;border-top:1px solid var(--line);margin-top:24px}
footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}

@media (max-width:900px){
  .hero-grid,.cta{grid-template-columns:1fr}
  .g3,.g4{grid-template-columns:repeat(2,1fr)}
  .illus{max-width:300px}
}
@media (max-width:620px){
  body{font-size:18px}
  .g2,.g3,.g4{grid-template-columns:1fr}
  .bar{justify-content:center}
  .tabs{justify-content:center}
  .tab{padding:8px 12px;font-size:.95rem}
  .hero{padding:44px 0 36px}
  .cta{padding:28px}
  .compare th,.compare td{padding:10px;font-size:.95rem}
}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:12px}
.faq summary{font-weight:700;cursor:pointer;font-size:1.08rem}
.faq details p{margin:12px 0 0}
.crumbs{font-size:.9rem;color:var(--muted);margin-bottom:10px}
.crumbs a{color:var(--muted)}
.areas{columns:3;column-gap:24px;padding-left:18px}
@media(max-width:620px){.areas{columns:2}}
@media (max-width:620px){header{position:static}}